Rule #3 - Take Chances

 

Overcoming Poverty Requires Taking Chances

Poverty pushes you to play it safe.

When you grow up with very little, risk feels dangerous. One wrong move can mean no rent money. No groceries. No gas to get to work. So you learn to protect what little you have.

You avoid chances.
You avoid change.
You avoid uncertainty.

And unfortunately, you also avoid growth.

Poverty Conditions You to Fear Risk

When you're struggling financially, your brain becomes wired for survival. You focus on today. This week. This bill.

The problem is this: survival thinking keeps you alive — but it does not move you forward.

Every meaningful step upward requires uncertainty.

• Applying for a better job when you feel underqualified

• Moving to a new city

• Starting a small side business

• Going back to school

• Leaving a stable but dead-end position

None of these are comfortable.

And comfort is exactly what poverty convinces you to cling to.

Playing It Safe Is Often the Riskiest Move

There is a quiet trap in staying where you are.

It feels responsible.
It feels cautious.
It feels mature.

But five years later, nothing has changed.

No new skills.
No higher income.
No broader network.
No growth.

Playing it safe often guarantees the very thing you're trying to escape.

You don’t escape poverty by protecting your current situation.
You escape it by expanding beyond it.

Taking Chances Does Not Mean Being Reckless

There’s a huge difference between risk and recklessness.

Reckless:

• Quitting your job with no plan

• Borrowing money you cannot repay

• Jumping into businesses you don’t understand

Calculated risk:

• Learning a skill at night while working full time

• Applying for positions slightly above your experience level

• Taking a lateral move that offers growth instead of immediate pay

• Investing time before investing money

Chances should be intelligent.
They should stretch you — not destroy you.

Confidence Follows Action — Not the Other Way Around

Many people wait until they “feel ready.”

That feeling rarely comes.

Confidence grows after you act, not before.

The first time you apply for something bigger than you think you deserve, your hands might shake.
The first time you speak up in a room of professionals, your voice may crack.
The first time you invest in yourself, it may feel irresponsible.

But growth always feels unnatural at first.

If it felt comfortable, you would have already done it.

Your Current Position Is Not Permanent

One of the most dangerous beliefs poverty plants in your mind is this:

“This is just who I am.”

It is not.

Your income is not your identity.
Your current job is not your ceiling.
Your starting point is not your destiny.

Every person who escaped difficult financial circumstances took at least one moment where they stepped into something uncertain.

They applied.
They moved.
They learned.
They built.
They risked.

Not blindly.
Not foolishly.
But deliberately.

The Real Question

The question is not:
“What if I fail?”

The real question is:
“What happens if I never try?”

Failure can teach you.
Failure can redirect you.
Failure can strengthen you.

Staying stuck teaches you nothing.

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If you want to escape poverty, you will eventually have to take chances.  I know this because I've taken chances my entire life.  Learning a new skill that I had no way of knowing if the time I invested would ever pay off.  I refused to listen to others who were saying "why are you wasting your time on that?"  The biggest chances I took usually resulted in the biggest payoff.

Not reckless leaps.
Not fantasy dreams.

But deliberate steps into discomfort.

Because safety keeps you stable.

And stability keeps you exactly where you are.

Growth requires movement.
Movement requires risk.
And risk requires courage.

Take the chance. Don't be afraid to step out of your comfort zone.  Like I said, calculated risks, not reckless.

Like I said in my Believe In Yourself post, you must be willing to Take Chances.

Your future depends on it.